Woodstock District Chamber of Commerce

Chamber member? Get a FREE payment solution.

A FREE in-person payment terminal or a FREE online payment gateway, plus preferred Chamber member rates with no setup fees, no monthly fees, and no hidden costs.

Takes about 90 seconds. No contract, no pressure.

Retail checkout with payment terminal
Roughly what you process a month
$25,000
Typical effective rate now~2.65%
Your Chamber member rate~1.95%
Monthly & PCI fees$0.00
Estimated savings / year$2,100

Illustrative only, based on typical small-business effective rates versus Chamber interchange-plus pricing. Send us a recent statement and we'll give you exact numbers.

$0 setup$0 monthly admin$0 PCI fees$0 statementsCancel anytime, no penalty

Whatever you run

However you get paid, you're covered

A shop, a restaurant, a clinic, an online store. You need to take payments without overpaying for the privilege. As a member, you don't.

In-store contactless payment at a retail counter

In store & online

One account that takes payments at the counter, on your website, and over the phone.

Restaurant contactless payment at the table

Retail & restaurant POS

Full point-of-sale built for the way your floor actually runs, dine-in to takeout.

Mobile payment terminal accepting a tap-to-pay transaction

Mobile terminals

Take a tap anywhere, from a market stall to a customer's front door.

Unattended kiosk payment terminal

Unattended kiosks

Self-serve checkout and vending that runs without staff standing by.

Gift cards and digital loyalty rewards at checkout

Gift & loyalty

Programs that bring regulars back and lift your average ticket.

Honest pricing

Nothing buried, nothing padded

We pass interchange through at cost and add a clear, agreed markup. That's it. Here's roughly where most members land.

20-40%
typical savings vs. members' previous provider

Interchange/Wholesale Discount + Other Payment Brand Fees, set by Visa, Mastercard, Amex, Discover and Union Pay

See the full interchange-plus breakdown
Mastercard
Processing Fee 0.20%
Acquirer License Fee 0.02%
Cross Border / INT 1.00%
(at Cost No Markup)
Visa
Processing Fee 0.20%
Acquirer License Fee 0.00%
Cross Border / INT 1.20%
(at Cost No Markup)
American Express
Processing Fee 0.20%
Acquirer License Fee 0.00%
Cross Border / INT 0.80%
(at Cost No Markup)
Discover
Processing Fee 0.20%
Acquirer License Fee 0.00%
Cross Border / INT 0.40%
(at Cost No Markup)
Union Pay
Processing Fee 0.20%
Acquirer License Fee 0.00%
Cross Border / INT 0.00%
(at Cost No Markup)
Interac
Per Transaction $0.039
Interac Flash $0.02 - $0.035
(Set by Interac® Pass Through Cost)
Apple Pay
Pass Through Cost
Google Pay
Pass Through Cost

Interchange is the raw cost of each card set by the card brands. We pass that cost straight to you, and our markup is charged on total monthly volume. All rates are subject to the Merchant Agreement. SIM and data fees apply to long-range wireless terminals. Flat-fee pricing is also available for card-present, card-not-present, eCommerce, and virtual terminals. Ask us if it's a better fit.

Setup & monthly fees

ARMOUR SETUP & MONTHLY FEES

Application fee
$0
Monthly admin fee
$0
On-site setup & training
$0
Online merchant portal
$0
PCI monthly fees
$0
Digital & paper statements
$0

Terminals

Pick the one that fits your counter

Free delivery on every device. Woodstock Chamber members qualify for a FREE in-person terminal. Standard rental rates are shown for reference.

Newland N950 mobile terminal in charging cradle
FREE for membersMobileWirelessAll-in-one

Newland N950

SmartPOS handheld with built-in printer, ideal for table service, curbside pickup, markets, and deliveries.

FREE

Chamber member terminal offer·$21.95/mo standard rental

View specs
  • 5.99" HD touchscreen
  • 4G LTE, Wi-Fi, and Bluetooth
  • Built-in thermal printer
  • Contactless, chip, and magstripe
  • All-day battery for full shifts
Claim free terminal
PAX A920MAX Android smart terminal
FREE for membersSemi-integratedWireless

PAX A920MAX

Android-powered smart terminal with business dashboard tools, great for retail floors and hospitality teams on the move.

FREE

Chamber member terminal offer·$19.95/mo standard rental

View specs
  • 5" HD IPS touchscreen
  • 4G, Wi-Fi, and Bluetooth
  • Integrated camera and receipt printer
  • 5250mAh battery for extended use
  • EMV chip, tap, and swipe
Claim free terminal
PAX A35 countertop payment terminal
FREE for membersCountertopSemi-integrated

PAX A35

Compact countertop terminal with PIN pad and colour display, a dependable fit for front desks, clinics, and service counters.

FREE

Chamber member terminal offer·$19.95/mo standard rental

View specs
  • Colour touchscreen with PIN privacy shield
  • Contactless, EMV chip, and magstripe
  • Ethernet and Wi-Fi connectivity
  • Side-mounted card reader
  • Small footprint for tight counters
Claim free terminal
Countertop and wireless payment terminals
FREE for membersCountertopWireless

Countertop & Wireless

Proven terminals in countertop and handheld form factors, contactless-ready for retail, restaurant, and service businesses.

FREE

Chamber member terminal offer·$19.95/mo standard rental

View specs
  • Contactless tap-to-pay
  • Chip, tap, and swipe
  • Countertop and wireless options
  • Wi-Fi and cellular connectivity
  • Receipt printing available
Claim free terminal
Online payments platform

Online payments

FREE gateway for Chamber members

  • Hosted checkout and virtual terminal
  • Invoicing and recurring billing
  • Secure card storage and tokenization
  • 3D Secure and QR-code payments
Get started
Retail POS

Retail POS

Custom pricing

  • In-store and online in one system
  • Inventory and real-time reporting
  • Works with Shopify, WooCommerce & more
  • Gift, loyalty, and staff management
Book a demo
Restaurant POS

Restaurant POS

Custom pricing

  • QSR, full service, and fine dining
  • Tableside ordering and payments
  • Uber Eats, Skip, and DoorDash built in
  • Self-order kiosks and loyalty
Book a demo

Standard on every account

Every account includes:

Support by phone, email, or chat
Next-business-day payouts
Real-time sales visibility
Real-time fraud defence
A dedicated account expert
Cancel anytime, no penalties
Analytics for better decisions
Help winning chargebacks
On-location help when you need it
Free delivery on all hardware
Advanced PCI tools built in
Security and peace of mind

What members are saying

From inquiry to accepting payments in under 24 hours!

As a member of the Woodstock Chamber, I decided to check out Armour Payments due to their exclusive member offer. Their speed and customer service absolutely blew me away. I filled out an online form for more information, and they called me back within just 30 minutes. The entire application process was seamless; I was approved and ready to accept payments in less than 24 hours! Now that I'm using the platform, I couldn't be happier. The software is highly intuitive and user-friendly, making daily transactions a breeze. Best of all, it's keeping more money in my pocket. If you're looking for efficiency, great usability, and actual savings, look no further than Armour Payments.
Dapper Donkey
Chad Gee · Woodstock, ON

Curious how much you'd save?

We'll show you the numbers

Send a recent statement and we'll review your current processing and show you exactly where you can cut costs. No pressure, just honest numbers.

  • A clear side-by-side of now vs. your member rate
  • No obligation and no sales runaround
  • A real person, usually same business day

Prefer to talk? Call (519) 953-7556

Add a few details so we can prep your quote (optional)+

No setup fees · No monthly fees · Cancel anytime

Chamber of Commerce Partnership - Armour Payments | Preferred Member Pricing